Budgeting
DTI
Home Buying
Mother Hustlers
Saving Money
Side-Hustles
19 EASY ways to Earn an extra $10,000 this year
The most recent shutdown of the US Government should show us all that there is no such thing as a job security. Working for the United States Federal Government in the past was the epitome of what was considered stable and reliable employment with great health insurance, retirement and other benefits. However, as an employee […]
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Budgeting
Mother Hustlers
Saving Money
Side-Hustles
Uncategorized
Earn an extra $1000 per month Shopping!!!
In the first edition of Side-Hustle Saturday, I will talk about an opportunity that several people I know use or have used in the past to make an additional $500 to $1000 per month. Although there are scams within the industry, many companies offer legitimate opportunities to earn additional cash with a little time and […]
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Credit Repair
Credit Score
DTI
Fico
Rebuilding Credit
Saving Money
Uncategorized
The Shopping Cart Trick: How to Get Approved for Credit Cards Without Having Your Credit Pulled
I started working on rebuilding my own credit a few years ago when I realized how very important credit was. After a disastrous experience in college where I, at the age of 18 with no job or other source of income, obtained 9 credit cards, one an American Express card with NO LIMIT, in a […]
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DTI
Home Buying
Mother Hustlers
Saving Money
Side-Hustles
Uncategorized
Why Every Woman Should Have A Side-Hustle
I still remember my first side-hustle. Maybe it wasn’t really a side hustle, it was just a hustle hustle because I didn’t have a job. I was only 7 or 8 years old and I sold koolaid. Don’t y’all remember eating koolaid? Maybe it was just a Mississippi thing but I sold koolaid. Not to […]
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The Shopping Cart Trick, Part 2
Hey y’all!!! In my previous post “The Shopping Cart Trick-How to Get Approved for Credit Cards Without Having Your Credit Pulled”, I talked about a method of obtaining credit which if used responsibly, can increase your credit score. There are certain banks or lenders who allow consumers to utilize the “soft pull” method, the most […]
Read MoreBeauty
Budgeting
Creative Ideas
Saving Money
How to stay CUTE and SAVE $1000 by just doing your own nails.
Even though I have been on my journey to be more mindful of how I spend my money for several months now, there are certain unnecessaries that I haven’t been able to fully eliminate from my budget. I still get my regular pedicure every 2 to 3 weeks but I will not be having my […]
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DTI
Fannie Mae Announces Policy Change That Will Make Homebuying Easier for Student Loan Borrowers
Recently there was some great news announced for those who are or will be in the market to buy a home soon. Fannie Mae has just made a huge policy change that will make it easier to purchase a home or do a “cash out” refinancing to pay off your student debt. The new policies […]
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About Me
Hey y’all, I’m Chaka. I am a recently remarried mom of 3 teenagers in my early 40’s and I am here to teach you what I have learned to ultimately improve your family’s financial situation. I will show you how I was able to repair my own credit and make a MAJOR financial come back after […]
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